Budget
Couple Budget (EN)
Split shared expenses, see who owes whom, household budget planner with two themes.
7,19 €See on Etsy
Understand the method, then let the spreadsheet do the calculating.
Workbooks that split shared expenses in proportion to income, get you out of debt in a planned order, and keep a freelancer's books straight. Each one runs in Excel and in Google Sheets, and the formulas are visible — nothing is locked behind a password.
Eighteen workbooks, sold on Etsy from €4.79 to €13.19. The free pro rata sheet needs no sign-up to be useful.
Couple budget — pro rata splitsheet 1 / 3
| Row number | A | B | C | D |
|---|---|---|---|---|
| 1 | Line | Total | Camille | Sacha |
| 2 | Net income | — | €2,400 | €1,600 |
| 3 | Share of income | — | 60% | 40% |
| 4 | Rent | €980 | €588 | €392 |
| 5 | Utilities | €120 | €72 | €48 |
| 6 | Groceries | €520 | €312 | €208 |
| 7 | Total | €1,620 | €972 | €648 |
C3=C2/(C2+D2)
Debt payoff
Debt Payoff Tracker (EN)
Debt snowball and avalanche methods, loan repayment planner, debt free date.
5,99 €See on Etsy
Budget
Annual Budget (EN)
12-month budget planner, 50/30/20 rule and net worth tracker.
8,39 €See on Etsy
Savings
Savings Goals Tracker (EN)
Savings planner, budget envelopes, 52-week challenge and sinking funds dashboard.
5,99 €See on Etsy
Freelancers
Freelancer CRM (EN)
Client tracker, sales pipeline and automatic follow-up reminders.
13,19 €See on Etsy
Organisation
Weekly Planner & To-do List (EN)
Task tracker, habit tracker, meal planner and automatic weekly schedule.
4,79 €See on Etsy
Guides
The method behind each workbook is written out in full, formulas included, and none of it is reserved for buyers. Those articles are in French for now.
Read the guides (in French)The method is free. The workbook is simply already built.
Rebuilding a pro rata budget by hand takes an evening. A workbook remembers the previous months, recalculates the shares when an income changes, and keeps a record of who paid what. If you would rather build your own, the formulas are in the guides.